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Understanding the guarantee

How our lease guarantee helps renters and properties

The OneApp Guarantee is a lease guarantee that helps renters get approved for housing by giving properties financial security and peace of mind. By standing in the gap for renters when traditional screening fails, properties can say "yes" more applicants and more people have access to housing they need to thrive. Learn more about how OneApp Guarantee works.
 

💡 Good To Know: OneApp Guarantee is not a loan or insurance – it's a guarantee that we'll have your back and protect the property from risk. 


What are the benefits? 

For Renters

  • Access to Housing: Overcome barriers like credit, income, or rental history and get into the home you need, even if you've been denied or conditionally approved. 
  • Instant Approvals: No guessing games, no endless waiting – approvals are instant, so most people can apply, get approved and guaranteed the same day. 
  • Reduced Upfront Costs: No hidden fees or surprise costs – you only pay a one-time co-signing fee if you want us to guarantee your lease. 
  • Dedicated Support: Our team is here to help guide you every step of the way, providing honest and transparent assistance – no hidden agendas, just help.

For Properties 

  • No Budget Required: We're completely free for properties so they can refer as many people as possible, without all the red tape that's associated with expenses and approvals.
  • Increased Occupancy: Properties can fill their vacant units faster with home-ready renters who might not otherwise meet their screening criteria. 
  • Peace of Mind: We eliminate financial risk with default protection, and unlike insurance-based models, there's no fine print, limitations, or endless waiting – just support when properties need it most.  
  • No Extra Work: Properties can manage everything from submitting and tracking referrals to filing claims in one simple platform – no extra paperwork, complicated setup, or additional staffing required.