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Default claim documentation

What documents are required when submitting a default claim with OneApp Guarantee

To ensure a smooth and efficient claims process, you'll be asked to upload certain documents when filing a default claim. 

🏆 Pro Tip: All the important info is in our Default Claim Guide – add it to your Learning Management System (LMS) for quick access anytime.


Required documents vary based on the reason for your claim, but may include: 

  • Resident Lease Agreement: The original, executed lease agreement that the resident signed at move-in.
  • Incoming Lease Agreement for New Resident: The executed lease agreement for the incoming resident.
  • Full Accounting Ledger: The full move-out accounting ledger starting from the move-in date (the starting balance must show $0).
  • Income Documents: Any and all income documents that were used to approve the resident's income at move-in. 
  • Move In Report: A completed move-in report that shows the condition of the unit at the time of move-in. 
  • Move Out Report: A completed move-out report that shows the condition of the unit at the time of move-out. 
  • Photos of Unit Before Move-In (Optional): Photos that show the condition of the home at the time of move-in. 
  • Photos of Unit After Move-Out: Photos that show the condition of the home at the time of move-out. 
  • Invoices or Receipts of Damages Paid: All invoices/receipts pertaining to the damages included in the claim.
  • Documents for Legal Expenses: All invoices/receipts pertaining to the legal expenses included in the claim. 

Once you've gathered your documents, you can submit your claim. Learn more about submitting a default claim